Telematics insurance explained | Rooster
Car insurance is evolving, and telematics insurance is at the forefront of this transformation. Instead of relying on traditional factors like age and postcode, telematics-based policies use real driving data to determine premiums. Here’s everything you need to know about telematics insurance and how Rooster is changing the game.
What is Telematics Insurance?
Telematics insurance, also known as usage-based insurance (UBI) or black box insurance, uses technology to track driving behaviour. This data helps insurers assess risk more accurately, often leading to fairer pricing for safe drivers.
How Does Telematics Insurance Work?
Telematics policies work by collecting data on:
Speed & Acceleration – How quickly you accelerate and whether you maintain safe speeds.
Braking & Cornering – Sudden braking or sharp cornering can indicate risky driving habits.
Time of Travel – Driving at night or during peak traffic hours may impact your score.
Mileage – Lower annual mileage can contribute to reduced insurance costs.
With Rooster, there’s no need for a black box. Our app-based telematics approach uses your phone’s sensors to assess your driving habits, making the process seamless and hassle-free.
Benefits of Telematics Insurance
Fair Pricing – Your premium is based on how you drive, not just your demographic details.
Encourages Safer Driving – Real-time feedback can help improve driving habits.
Potential for Lower Premiums – Safe drivers can save up to 40% on their insurance with Rooster.
No Invasive Black Box – Rooster’s app eliminates the need for a fitted device.
How to Get Telematics Insurance with Rooster
Download the Rooster App – Sign up and take a free 3-week test drive.
Drive as Normal – Our AI analyses your driving behaviour using your phone’s sensors.
Get a Personalised Quote – Based on your driving, see how much you can save.
Switch & Save – If you’re happy with the quote, switch to Rooster and start saving instantly.
Why Choose Rooster?
Traditional insurers use outdated risk factors, but Rooster puts you in control. With our telematics insurance, you only pay for how you actually drive. Plus, our app offers MOT booking, breakdown cover, Clean Air Zone checks, and access to discounted vehicle services—all in one place.
Drive Smart, Pay Less
Rooster is redefining car insurance with a fair and flexible approach. Take control of your premium and start saving today.
Download the Rooster app now and experience the future of car insurance!
