Just download the Rooster app and drive around for a few weeks, then if you are a
safe driver you will
get a personalised quote based on how you actually drive, not who you are...
No long forms, just take a photo of your
driving licence or enter the details in
yourself. Get started in less
than a minute.
We use the sensors in your phone to build a profile of
your driving behaviour for about 3 weeks (depending
on how much you drive). Then we use AI to determine
how safe a driver you are. Data collected is
strictly used to build your driving profile.
It is NEVER shared or sold.
Customise your fully comprehensive cover and
pay for your policy all in the app. Test
drives are valid for 18 months, quotes for 30
days.
People who drive well are less likely to have an accident, & therefore should pay less for their
car insurance regardless of their age, marital status and occupation etc.
The price you are currently paying is based primarily on demographics, & relies on a broken
system where both good & bad drivers are pooled together. Essentially if you are a safe driver
you are subsidising the cost of bad drivers’ accidents.
Your driving behaviour is the primary factor in determining the price you pay. By simply not
insuring bad drivers (the 30% of drivers who make up almost 50% of all claims), we pay out
fewer claims than traditional insurers & pass those savings on to our community of
safe drivers.
Never get stranded again. Affordable breakdown cover from £2.99, plus free, independent accident assistance to ensure the best outcome for any claim. Drive with confidence knowing Rooster has you covered for any bumps in the road.
Got a family fleet or multiple cars? The app allows you to manage up to 5 cars effortlessly, ensuring you never miss a MOT, service, or tax renewal. View your documents, track important dates, and get reminders—all from one simple app.
Need insurance in a hurry? Get temporary car or van insurance in minutes. Perfect for borrowing or lending a car, or those last-minute needs.
Save more at the pump with our fuel finder feature, which locates the cheapest fuel nearby. The app helps you save at every turn.
The app provides smart tools like the MOT predictor, helping you anticipate upcoming repairs and maintenance needs. With exclusive discounts on MOTs, servicing, and repairs, The app keeps your car in peak condition while saving you up to 50% on maintenance costs.
Unlock a host of features designed to save you time, money, and stress on the road. From repair predictors to exclusive discounts, The app has your back.
Take control of your car running costs and start saving today with Rooster. It's 100% free, our members are saving hundreds of pounds each year on insurance, fuel, and maintenance. Don’t miss out—Download. Drive. Save!
We don't pay price comparison sites for customers. Instead, we rely on our community
of safe drivers to spread the word. Refer a friend who purchases a policy and earn £50.
To be a Rooster customer, you must: - Be over the age of 18 - Held a full driving licence for over a year - Have a GB driving licence (currently not NI) - Own a car which is less than 20 years old, not imported and not Cat D - Own a car worth less than £70,000 For drivers under 25 we do not cover higher performance cars.
We don't insure bad drivers, the 30% who make up 50% of all accidents. This means safe drivers no longer have to be pooled with bad & essentially subsidise the costs of their claims. By not insuring bad/high risk drivers we can pass huge savings to our community of safe drivers.
Yes, currently you need to be over 18 years old & have 12 months driving experience post passing your test.
No, we do not offer insurance cover during the test drive period.
We only offer policies once the test drive is complete and you have proven you are a safe driver.
However we do offer temporary cover from 1 to 28 days which you could use to take the test drive.
No the Rooster app does not need to be open. You give it permission to run in the background on your phone when you sign up for the test drive.
Once you download the app, we use machine learning algorithms to identify patterns in the location and motion data we receive from your phone. This enables us to build an individual DNA for each driver & car.These patterns are different based on whether you are driving a car or are a passenger. The more you drive the car you are looking to insure during the test drive period the more accurate our algorithms are. If you are a member of the emergency services or drive for a living and spend more time driving a different vehicle it is worth contacting customer service via our chat to make us aware of you work patterns.By only using data from when you’re driving, we are able to build your quote based on your driving habits.
Once you download the app, we use machine learning algorithms to identify patterns in the location and motion data we receive from your phone. This enables us to build an individual DNA for each driver.These patterns are different based on whether you are driving a car or are a passenger. The patterns also change for other modes of transportation, so we can tell if you’re driving a car, riding a bike, or on the train.By only using data from when you’re driving, we are able to build your quote based on your driving habits.
No, we finish monitoring your driving behaviour as soon as your test drive period is complete, which is usually after 3 weeks. By this stage we have collected enough data for our algorithms to accurately assess how safe a driver you are.
Basically, follow the rules of the road, be mindful of other drivers. Mobile phone usage, braking, tailgating, contextual speeding, types of roads you use regularly, times of day you tend to dive all play a part of the algorithms which calculates your quote.
Simple, we don’t insure bad drivers, the 30% who make almost 50%+ of all claims. So our community of safe drivers don’t have to pay out these costs.
We also don’t have the high overheads of traditional insurance intermediary - no swanky head offices, no legacy computer systems to support & no armies of people doing manual processes. Instead we have built a company powered by modern technology to automate our processes & pass the savings back to our community.
You won’t find us spending millions on trying to grab your attention with expensive marketing campaigns or on price comparison sites - every time you buy from a comparison site it indirectly costs you £50 to £70. Instead we rely on our community to spread the word & reward them with cash when they make referrals.
The single largest factor in calculating your quote is your driving. During the test drive we measure and analyse how, when & where you drive to build a personalised driving risk model.
We consider other factors as well – we use several traditional factors which are mathematically predictive of risk or fraud, as well as your driving history & credit history.
We are committed to eliminating as many demographic factors as we can as our technology and artificial intelligence gets smarter.
No. We simply take a snapshot of your driving behaviour before offering a quote.
You need to be 18 and over, have been driving for at least 12 months & have your driving licence to hand.
The sign up process takes less than a minute & rather than having to answer pages of questions we simply take a scan of your driving licence and collect your relevant driving history from the DVLA & other databases.