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Self-driving cars: What they mean for drivers and insurers | Rooster
May 02, 2025

They were once the stuff of sci-fi, but autonomous vehicles are fast becoming reality. Self-driving cars: What they mean for drivers and insurers is a topic gaining traction across the UK. As technology advances, we’re looking at a future where cars drive themselves – but what does that mean for your insurance?

Self-driving cars are equipped with a complex mix of sensors, cameras and AI to make decisions on the road. In theory, fewer human errors mean fewer accidents. That could significantly reduce claims and, in turn, insurance premiums. But it also raises questions: who’s responsible in an accident – the driver, or the tech?

For insurers, it’s a balancing act. Policies may need to shift from covering the driver to covering the software or manufacturer. We’re already seeing early versions of self-driving features in today’s vehicles, like lane assist and adaptive cruise control. As these features improve, insurers will need new ways to assess risk and set fair prices.

Rooster is already ahead of the curve. While self-driving cars are still developing, Rooster uses AI to understand real-world driving behaviour now. Their 3-week Test Drive analyses how safely you drive – no assumptions, just data. If you’re a safe driver, you could save up to 40% on car insurance.

Beyond insurance, Rooster helps drivers cut costs with up to 50% off MOTs, servicing and repairs. Download the app today and take the free Test Drive to get your best quote.

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