Is my car insured? How to check if your car has insurance | Rooster
Ensuring your car has insurance is essential for staying legal and protected on UK roads. Driving without insurance can lead to hefty fines, penalty points, and even vehicle seizure. If you're unsure about your car's insurance status, there are quick and easy ways to check.
How to check if your car has insurance
Verify your vehicle’s insurance status through these methods:
Use askMID
The Motor Insurance Database (MID) is the official record of all insured vehicles in the UK. So, for quick verification, you can check your car’s insurance status using the askMID online service. To do so, simply enter your vehicle’s registration number, and the system will then confirm whether it has insurance.
Review your emails or paperwork from your insurance provider. Look for confirmation of an active policy, including the policy number and expiry date.
Contact your insurance provider
Additionally, if you can’t find your policy details, call your insurance provider directly. They can confirm whether your car is insured and provide policy information.
Check your bank statements
If you pay for insurance via direct debit, your bank statements should show regular payments to your insurer. If no payments appear, then your policy may have expired or the provider may have cancelled it.
What to do if your car isn’t insured
If your check shows a lack of insurance, address it immediately. Driving without insurance is illegal and can result in a £300 fine and six penalty points. In serious cases, your vehicle may be seized or even destroyed.
To get insured, compare policies online and choose a provider that suits your needs. If you only need short-term cover though, consider temporary car insurance, which offers flexible cover from one hour to 28 days.
Check your insurance status with Rooster
So, if you're looking for an easy way to manage your car insurance, the Rooster app has you covered. Check your car’s insurance status, compare prices, and secure temporary insurance when needed. Plus, Rooster also offers savings on MOTs, services, and repairs – up to 50% off!
Download the Rooster app today to stay on top of your car insurance and other vehicle essentials.
