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If your car insurance is up for renewal, you might be wondering whether to stay with your current provider or look for a better deal. Many drivers overpay simply because they think switching is a hassle—but it doesn’t have to be! Here’s how to switch car insurance providers smoothly and save money in the process.

1. Check Your Renewal Quote

When your insurer sends your renewal notice, compare it to last year’s price. If it’s gone up—or if you think you can get a better deal—it’s time to start shopping around.

2. Compare Insurance Quotes

Never accept your renewal price without checking alternatives. Shopping around can save you hundreds of pounds per year. Rooster makes it easy by searching over 100 providers to find you the cheapest quote—even if it’s not with us.

3. Check for Cancellation Fees

Some policies have cancellation fees, especially if you’re switching mid-term. Check your policy documents to see if switching immediately is cost-effective, or if it’s better to wait until renewal.

4. Make Sure Your New Policy Starts on Time

To avoid driving uninsured, ensure your new policy starts before your old one ends. If there’s a gap, even for a single day, you could face penalties or fines.

5. Notify Your Current Insurer

If you’re switching at renewal, you may still need to contact your insurer to confirm you don’t want to renew. Some policies auto-renew, so make sure you opt out if you don’t want to continue with them.

6. Set Up Your New Policy

Once you’ve chosen a new insurer, double-check the details before confirming. Ensure your mileage, named drivers, and coverage levels are correct to avoid any surprises later.

Why Switching Insurance Providers Can Save You Money

Many insurers increase prices for renewing customers, meaning loyalty doesn’t always pay. Comparing quotes and switching can often get you a much better deal.

Switch Car Insurance Providers Easily with Rooster

Thinking about switching? Let Rooster handle the hard work for you. Our app searches over 100 providers to find you the cheapest quote. Like a comparison site, but better.

Download the Rooster app today and switch hassle-free!