How to insure a hybrid or electric vehicle | Rooster
As more UK drivers make the switch to greener motoring, knowing how to insure a hybrid or electric vehicle is becoming essential. Whether you’re driving a plug-in hybrid or a fully electric car, there are a few key differences to consider when it comes to insurance.
Why hybrid and EV insurance is different
While hybrid and electric vehicles often have fewer moving parts and lower maintenance costs, they can be more expensive to repair after an accident. This is mostly due to the cost of specialised parts and trained technicians. As a result, premiums can vary – but safe drivers can still find great deals.
Factors that affect your premium
Just like petrol or diesel cars, insurers look at your driving history, location, and mileage. However, they’ll also factor in your vehicle’s battery range, charging habits, and how much it would cost to repair or replace it. Some insurers also offer discounts for eco-friendly vehicles, so it’s worth shopping around.
Using technology to get a fair quote
Apps like Rooster make it easy to get a quote based on your driving – not assumptions. By completing a 3-week Test Drive using your phone sensors, Rooster creates a safe-driving profile that could help you save up to 40% on car insurance. It’s quick, fair, and built for modern drivers.
Extra benefits for EV and hybrid owners
With EVs, you may also want to check if your policy covers things like home charging cables, battery damage, or roadside recovery with charging support. Rooster’s flexible insurance options let you choose the level of cover that fits your needs – whether you drive full electric or hybrid.
Why choose Rooster?
Beyond fair insurance, Rooster helps you cut down on costs with up to 50% off MOTs, servicing and repairs. Download the Rooster app today and start your free Test Drive to get your best quote.
