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Hastings Direct car insurance: Complete guide | Rooster
Feb 04, 2025

Hastings Direct is one of the UK’s leading car insurance providers, offering a range of policies to suit different needs. If you’re considering a policy with Hastings Direct or looking to switch insurers, then it’s essential to understand what they offer and how they compare to other providers.

What does Hastings Direct offer?

Hastings Direct provides three main types of car insurance:

  1. Comprehensive cover: Includes protection for your vehicle, other vehicles, and property, as well as personal injury claims. This is their most complete policy.
  2. Third-party, fire, and theft: Covers damage to other vehicles and property, with added protection for your car against fire and theft.
  3. Third-party only: The minimum legal requirement, covering damage to others’ vehicles and property but not your own car.

Additionally, Hastings Direct offers optional extras such as:

Breakdown cover: Various levels of roadside assistance for peace of mind.

Legal expenses cover: Covers legal fees if you’re involved in a claim.

Personal accident cover: Provides compensation for serious injuries or fatalities.

Why choose Hastings Direct?

Hastings Direct is known for competitive pricing and flexible options. Here are some reasons why drivers choose them:

Affordable policies: They often rank among the more budget-friendly insurers.

Customer support: A 24/7 claims line ensures help is always available.

Multi-car discount: Save money by insuring multiple vehicles under one policy.

How does Hastings Direct compare to Rooster?

While Hastings Direct offers solid coverage, Rooster provides innovative, app-based insurance tailored to your driving habits. So, here’s how Rooster stands out:

Save up to 40%: With Rooster’s Test Drive feature, you can save up to 40% based on safe driving behaviour.

Quick setup: Get started in under a minute by uploading your driving licence.

Customisable cover: Rooster’s flexible policies include options like temporary insurance and comprehensive cover for drivers aged 18 to 80.

Exclusive discounts: Save up to 50% on services, MOTs, and repairs.

Final thoughts

Choosing the right car insurance provider depends on your specific needs. While Hastings Direct offers affordable and comprehensive coverage, Rooster provides an app-first approach that rewards safe driving and offers unparalleled flexibility. Why not try Rooster’s Test Drive feature to see how much you could save?

hastings direct

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